It’s important to understand how insurance policies work and the benefits you are entitled to, especially in cases of illness, injury, or disability, since insurance companies often play a vital role in resolving such cases.
In New York State, workers’ compensation and short-term disability are the most common types of insurance used for injury claims. However, policyholders should be aware that there are significant differences between these two types of insurance. To ensure that you are fully covered, it is essential to have a clear understanding of your insurance policies and their benefits.
Benefits of Short-Term Disability Insurance
Short-term disability insurance can help you if you get sick or hurt, but not due to a work-related accident. If you have this kind of insurance and can’t work, you may receive a weekly cash payment to help you pay bills. The amount of money you get is 50% of what you typically make each week, but it cannot exceed $170.
It’s important to check with your insurance company to learn more about how their short-term disability coverage works.
Benefits of Workers’ Compensation Insurance
Workers’ compensation provides benefits to drivers who are injured, or have developed a disability or illness, in a work-related incident.
Benefits of this type of insurance include having medical expenses relating to the injury paid for, weekly payments that replace what the holder would have made that week, and a monetary award if you permanently cannot work. Workers’ compensation benefits are provided to rideshare drivers by The Black Car Fund.
If You Have Been Injured in an Incident, We Can Help
If you get injured in an accident or work-related incident, you should first call the necessary authorities and make sure you get any medical attention you need. Then, you should contact IDG Legal to make sure your rights are protected and you become eligible for compensation.
In order to file a claim for workers’ compensation or other compensation, you should speak with a qualified attorney. As a member of IDG Legal, you are entitled to a free consultation with a lawyer you can trust.
It is recommended you contact us within 30 days of your incident. Tap below to fill out a form for immediate legal assistance.
