If you’ve been involved in a car accident, you might hesitate to schedule a legal consultation due to fear, uncertainty, or things you may have heard about the legal process. Many drivers believe they must handle everything alone or that hiring an attorney is too expensive or unnecessary. These myths can prevent accident victims from getting the compensation they deserve.
Below, we debunk some of the most common misconceptions about car accident claims to help you make informed decisions.
Myth #1: You Can’t Afford a Lawyer
Many people assume that hiring a lawyer after a car accident is expensive and out of reach. However, most personal injury attorneys work on a contingency fee basis, meaning they only get paid if you win your case. You won’t have to pay upfront fees, and your lawyer’s payment comes as a percentage of your settlement or court award. This structure allows accident victims to take legal action without financial risk.
Myth #2: If You Have Insurance, You Don’t Need a Lawyer
While insurance is supposed to cover your damages, insurance companies prioritize their profits and may try to minimize or deny your claim. A lawyer can negotiate on your behalf to ensure you receive a fair settlement, rather than accepting a low offer that doesn’t fully cover your medical bills, lost wages, and other damages.
Myth #3: The At-Fault Driver’s Insurance Will Cover Everything
Even if the other driver was clearly at fault, their insurance company is not obligated to offer you full compensation. Adjusters may dispute liability, downplay your injuries, or delay payments. An attorney can help you navigate these tactics and fight for the compensation you are legally entitled to receive.
Myth #4: Minor Accidents Don’t Require Legal Action
Even what seem like smaller accidents can lead to injuries that worsen over time. Whiplash, concussions, and soft tissue injuries may not be immediately apparent but can have long-term consequences. Consulting an attorney ensures you acknowledge all potential damages before settling your claim.
Myth #5: Filing a Claim Leads to a Lengthy Court Battle
Most car accident claims are resolved through negotiations and settlements, not court trials. A lawyer can often secure fair compensation without the need for litigation. However, if negotiations fail, your attorney will be prepared to advocate for you in court if necessary.
Myth #6: If You Apologize at the Scene, You Are Admitting Fault
A simple apology at the accident scene does not automatically make you legally responsible. However, insurance companies may try to use your words against you. It’s best to stick to the facts when speaking to the other party and let an attorney handle discussions regarding fault and liability.
Myth #7: You Have Unlimited Time to File a Claim
Car accident claims are subject to statutes of limitations, which vary by state. If you wait too long, you may lose your right to seek compensation. Consulting an attorney as soon as possible ensures that you meet all legal deadlines and preserve your claim.
Myth #8: You Don’t Need a Lawyer If the Other Driver Admits Fault
Even if the other driver accepts responsibility, their insurance company may still try to reduce your payout. They may argue that your injuries are not as severe as claimed or that some of your damages were pre-existing. Having an attorney on your side helps counter these tactics and protects your rights.
Car Accident Support from IDG Legal
Don’t let myths and fears hold you back – getting the right information is the first step toward fair compensation. The second step? Uber and Lyft drivers should contact IDG Legal.
We have partnered with the IDG to offer drivers legal protection for car accidents, compensation, and even workers’ compensation benefits. If you need accident support today, tap below and submit a form or call the Member Helpline at (646) 687-7587.
