Being a rideshare driver can be unpredictable. One moment you’re on your way to pick up a passenger, and the next, you’re dealing with a car accident. Whether it’s an accident while on the job, when dropping off a passenger, or even when you’re off the clock, knowing what to do can be confusing.
Not every car accident is the same, and the outcome can change depending on the situation. Sometimes drivers get hurt, and other times, it’s just car damage. Plus, there’s the added headache of dealing with insurance; yours, the other driver’s, or even an uninsured driver.
Plus, if you’re working and are in New York City at the time of the accident, you may also need to think about filing a Workers’ Compensation claim with The Black Car Fund. There are deadlines to meet, and missing them can mean losing out on benefits.
If You Were Injured in a Car Accident
If you’re injured in an accident, there are a few different ways you could get compensated. It all depends on whether you were working at the time or not. Here are the three possible outcomes:
- Third-Party Injury Compensation and Workers’ Compensation: If you’re injured while working (like after accepting a trip or with a passenger in the car), you could get both types of compensation. Third-party injury compensation covers you if the accident was someone else’s fault. Workers’ Compensation from The Black Car Fund can also help with medical bills, lost wages, and more.
- Third-Party Injury Compensation Only: If the accident happens while you’re off the clock and it wasn’t your fault, you could still get compensation from the other driver’s insurance. This covers injuries, pain, and suffering caused by the accident.
- Workers’ Compensation Only: If you’re hurt while working in certain incidents with no other party at-fault, The Black Car Fund may cover medical costs, lost wages, and other benefits.
In any case, it’s best to have a lawyer who knows driver injury claims on your side. IDG Legal works with trusted attorneys who handle rideshare car accidents every day. They’ll know what to do to protect your rights.
If Your Car Was Damaged, But You Weren’t Hurt
Not all accidents result in injuries, but car damage can still cause headaches – especially if you need your car to make a living. Even if you’re not hurt, it’s wise to get legal advice. A lawyer can help you:
- Negotiate with Insurance Companies: Getting a fair payout can be hard. An attorney will make sure your case gets the attention it deserves.
- Prepare for Small Claims Court: If insurance doesn’t cover the full cost of repairs, you might need to take legal action.
- Handle a Lawsuit If You’re At Fault: If someone sues you, you’ll want a lawyer to guide you through the process and protect your interests.
Why You Should Get Legal Help
Car accidents take time to resolve and can cost a lot, both financially and emotionally. Whether you’re dealing with injuries or just car damage, having the right legal support can make all the difference. IDG Legal is here to help. We’ll connect you with a preferred-lawyer who will review your case for free.
For free legal help with your car accident claim, call the IDG Legal helpline at (646) 687-7857. You can also click below to fill out a quick form, and we’ll be in touch. Let IDG Legal guide the process so you can focus on getting back behind the wheel.
